Join the Industry Leader!

ASA International India Microfinance Limited (ASAI India) is an NBFC operating in the microfinance space. ASAI India is part of the renowned ASA International group having microfinance operations in 13 countries across the globe. ASAI India operates in 7 states in India providing micro-loans to clients who are all at the base of Income Pyramid thereby provides them opportunities for livelihood and enhancing their economic and social status. ASAI India’s equity is held by ASA International and IDFC First Bank.

We are moving in a hurry! We are a company growing fast and we need good people to help us get there.

ASA International makes a considerable investment into the success of its people and it’s the right place for good people to accelerate their career.

Please check regularly, as we frequently post here new jobs. Our current openings are:

Job Code - Sr. LO

Position: Senior Loan Officer

Number of Positions Vacant: 100

Job Responsibilities

  1. A Sr. loan Officer should be in charge of 18-24 groups. Per group must contain 10-35 members and the total number of members should be 450-500.The number of members may vary ,depending upon the geographical and socio-economic condition of the area.
  2. The group formation should be done within a maximum span of 4/5 months in the new regions.
  3. The new members should be brought within the scope of loan process by a week, just after the admission.
  4. A Sr L.O will look after 3-4 groups per day (except Saturday and Sunday) in a week and must collect the instalments and weekly savings in the determined rate.
  5. In case of loan disbursement of the organized groups, a Sr L.O should make the preparation before 6 months and must report the same to the B.M.
  6. During the loan disbursement process, a Sr. L.O must abide by the conditions and the determined rules i.e. member’s age, occupation ,savings, loan amount, etc – in case of disruption of such rule, the concerned Sr. L.O must be held responsible. He/She must also try to pursue the members for the proper utilization of the loan taken.
  7. If the borrower expresses that she is unable to pay the instalment for any specific reason, then the respective L.O must station himself there in the borrower’s house or must take the help of human rights to realize the instalment of the borrower. The B.M must immediately be informed about the fact of unrealized loan otherwise, the same responsibility must be carried out by the L.O. No fact should be kept hidden/secret regarding the unrealized loan/ unpaid instalment.
  8. Following the orders of B.M and the company, special responsibilities, are to be carried out.
  9. According to the rule of the company, a L.O can station himself/herself only at the working place and at the working area.
  10. At the printed form of the company, a loan plan can be done twice yearly, i.e for the term of 6 months.
  11. Attendance and the movement registers must be signed regularly in the branch offices.
  12. Before leaving the office at the evening, the day’s savings and the information regarding realizable loan (according to the register) must be written in the blackboard.
  13. The benefits of the loan programme of the company must be brought into the notice of the borrowers and the execution of the same should be done properly.
  14. According to the rules and regulations, the submission of insurance premium, repayment of insurance etc.- should be comprehended and executed properly among the groups.
  15. The arrangement should be made for the submission of the realized loan instalment/ realized amount, obtained from the committee(samiti) to the L.O cum cashier as soon as possible.
  16. The essential documents at the time of duty handover, during transfer/resignation/relief, together with the permission letter of the respective authority should be submitted to H.O.
  17. The wrong propaganda, scandal, instigation against the company may come under the punitive action, if found with proper proof.
  18. Without the permission of the company’s M.D none can engage themselves in any other occupations(i.e. teaching, doing tuitions, business).
  19. The loan application form, the realizable and the realized information sheet must be filled up regularly.
  20. In case of enjoying the leave, prior sanction of the authority as per the leave rule is required for availing the leave.
  21. Participation in CSR programme.
  22. Abiding by the code and conduct of the institution.

Desired Candidate's Profile

  • Graduate and above
  • Age 20 to 30 years.
  • Fluency in the local language.
  • Willing to relocate and stay in company-provided bachelor’s accommodation.
  • Team player. Attitude and willing to work for the poor and for society.
  • Fresher with no previous experience will be provided with training by experts with global experience in the field of Microfinance.

Salary: As per the industry standard.

Job Location: At Branches within the administrative district, however the job is transferable to any branches.

Application for this post may be emailed at jobs@asaindiamf.com

Apply for the current vacancy of Senior Loan officer, To Download the form Click Here (link will be here)

Job Code - IT

Position: Trainee IT Technician

Number of Position Vacant: 10

Job Responsibilities:

  • Providing IT Support to field staffs at branch level
  • Diagnosing and solving hardware/software related issues
  • Installing and configuring computer systems, printers, software and other relevant equipment.
  • Communicating with vendors for seeking quotations
  • Fix vendor for further price negotiation at bottom level
  • Follow-up vendors to supply materials
  • Maintaining call log registers
  • Maintaining IT Fixed assets
  • Stock reconciliation
  • Providing Training and Monitoring of the branch level activities.
  • Maintaining IT level security policies, Backup policies etc.

Desired Candidate's Profile:

Experience: Min 6 Month – 1 Year in IT Industry.

Qualification : Preferably Computer Graduate from any reputed university/institute.

Proficiency required in Microsoft Office (Specially in Excel), Hardware and Networking.

Salary: As per Industry Standard

Job Location: West Bengal, Assam, Bihar, Tripura, Uttar Pradesh, and Odisha


Application for this post may be emailed at jobs@asaindiamf.com; SUVRA.MUKHERJEE@asaindiamf.com; manoj@asaindiamf.com